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A Handy Guide to Help You with the Bajaj EMI Card

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The use of digital payment and plastic money to pay for products comes in the forms of EMI cards and credit or debit cards. Several people in India have stopped using paper money for years now, as these advanced types of payment are more convenient and advantageous all around. The benefits include — not least — you not having to carry cash with you whenever you step out or running out of cash to pay for your preferred products and services. 

Besides this, EMI cards earn you rewards as you swipe. Card payment also affords contactless payment, which is much needed in today’s world. Nonetheless, a better option than credit cards, for the purchase of goods and services, is the Bajaj Finserv EMI Network Card that you can avail of from Bajaj Finserv. 

Bajaj Finserv has stood the test of time as a reputed finance company, offering products like fixed deposits and EMI cards to customers for years. Today, the Bajaj Finserv EMI Network Card is the best digital payment tool you can apply for EMI card use inherently comes with certain perks, and you should be aware of the advantages of owning the EMI Network Card.

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Advantages of the Bajaj Finserv EMI Network Card

Before you plan to get this card for use, you should know about the benefits it extends. Here are some of its key features and benefits.

  • You get a pre-approved loan of up to 4 lakh INR on this card and you can foreclose your loans at no charge. 
  • You can make payments with the Bajaj Finserv EMI Network Card, and get loads of discounts on your favourite products when you shop at the Bajaj Finserv EMI Store.
  • This is a digital payment tool that offers you the option of paying without any cash upfront. This means you can use it in emergencies or for any goods or services that you may not be able to otherwise afford. You can pay for your products in stress-free EMIs later.
  • You get the opportunity to select flexible payment tenors ranging from 3 – 24 months.
  • EMI payments are No Cost EMIs that you pay without any interest. 
  • You can use the card soon after you initially apply when you create an EMI card login ID. The process of application and activation is quick and you can do it online. 
  • You pay a nominal joining/activation fee.
  • You get instant approval online.
  • You can use the card at partner stores across 2,900+ cities in India. 
  • Partner retail outlets include online e-commerce portals such as Flipkart and Amazon and physical stores like Big Bazaar and Shoppers Stop. 
  • With this card, you gain access to offers that are pre-approved. 

Eligibility Criteria to Fulfil

If you want to start using this incredible Bajaj Finserv EMI Network  Card, you should know that you have to meet certain criteria for eligibility. These include:

  • You should be between the ages of 21 and 60 to avail this card.
  • You should be an Indian resident.
  • You must have an Indian bank account. 
  • You must have a regular and stable income source (salary, investment etc.).
  • A good credit score or profile is a must.
  • You must possess the required documentation. 

Documentation Required

In order to get quick approval of your application for the card, you will need to have your documentation in order. You must have the following to apply for EMI card use: 

  • A PAN Card
  • An Aadhaar Card
  • Proof of income
  • 2 passport size photographs

How to Apply

You can apply for the Bajaj Finserv EMI Network Card offline by visiting a Bajaj Finserv partner store. The easiest way, however, is to apply online. If you are already a Bajaj Finserv customer, you can apply easily for your EMI card. Login details can be used on the Bajaj Finserv website. You can click on the tab that says ‘Apply Now’ and apply for your card through an easy menu-driven process. Alternatively, if you are a new customer, visit the same portal and proceed to apply using these steps.

  1. First, you need to go to the Bajaj Finserv EMI Network Card page on the portal. 
  2. You will see a section to enter your personal information and details, including your birth date and mobile phone number. 
  3. To proceed further, check your pre-approved offer. 
  4. Validate your KYC information and confirm the details.
  5. You will get instant activation of your Bajaj Finserv EMI Network Card after you pay a nominal joining fee.
  6. You may start using your card soon after this and access it on the Bajaj Finserv Wallet app. 

The Best Payment Option

The Bajaj Finserv EMI Network Card brings several perks with it as you use it. Furthermore, it has an annual fee of only 117 INR, inclusive of taxes. You can spend by using it as a convenient digital payment tool at the Bajaj Finserv EMI Store, availing massive discounts and cashback offers. You can also shop for more than a million products with it at more than 1.2 lakh partner outlets, including e-commerce portals.